A tax preparation and planning firm in Whitehall, PA.
Pinnacle Tax Associates was founded in 2019 by Dan Fratantoro and Jake Ruggles. The work is retirement tax planning, and it runs through the year: we build the plan when you start, stay on it through the year, calculate this year's conversion from the year's real income once it is known, and check it on the return.
Who we serve
Retirees and near-retirees with $1 million or more saved for retirement in all accounts combined, often mostly in pre-tax accounts such as traditional IRAs, 401(k)s and 403(b)s.
If you are on your own now, after the death of your husband or wife, you can work with us at any balance.
The work covers Roth conversion planning, required minimum distributions (RMDs: the yearly amounts the law requires to come out of pre-tax accounts), Social Security timing, the Medicare premium surcharge (IRMAA) and multi-year tax projections. With The Relationship, we also prepare the tax return each year.
Whitehall, PA. In person in the Lehigh Valley; virtually nationwide.
Both partners work with retired families on their tax preparation and tax planning.
Dan Fratantoro, CPA, CFP®
Managing Partner and co-founder
Dan graduated from DeSales University in January 2006 and has been a CPA since 2008: over two decades of tax experience.
Jake Ruggles, EA, CFP®
Partner and co-founder
Jake graduated from Lafayette College in 2001. He is an Enrolled Agent, an IRS-credentialed tax professional.
The office
The first call is always on Microsoft Teams. If you are in the Lehigh Valley, we meet with clients in person at our office in Whitehall, PA. We also serve retirees nationwide and work completely virtually, so you never have to come in. That is no issue for us; you just need to be comfortable working with us virtually.
881 3rd St, Ste B-4, Whitehall, PA 18052. Founded 2019.
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